Medicare Plans

Once you enroll in Medicare Parts A&B you become eligible for different types of Medicare plans. The Town offers three Advantage/Replacement Plans, two Medicare Wrap Plans, and two Medicare Supplement Plans. The benefits and coverage of these plans vary greatly so be sure to look them over closely and choose which plan best suits your needs. The premiums are per person and it is not necessary for spouses to enroll in the same plan. All plans do cover the subscriber at the nearest hospital in emergency situations.

Rates and Useful Information - Medicare Plans effective 01-01-2021 
 
Medicare Wrap-Supplement Plan Comparisons Effective 01-01-2021
 
Medicare Replacement-Advantage Plan Comparisons Effective 01-01-2021
 

Medicare Supplement Plans


Medicare Supplement Plans provide the most versatility allowing the subscriber to receive services anywhere Medicare is accepted. A primary care physician is not necessary and the subscriber can live anywhere in the United States or Puerto Rico. The insurance card and the Medicare card should be presented when services are received. Medicare pays first and the insurance "supplements" the Medicare coverage. 
 
Blue Cross Blue Shield Medex 2 with OBRA and Medicare BlueRx 2021
BCBS Medex Enrollment Form

BCBS Medicare Blue Rx 2021 Summary of Prescription Benefits
BCBS Medicare Blue Rx Prescription Drug Plan - 2021  Formulary
BCBS Medicare Blue Rx Prescription 2021 Enrollment Form

BCBS Medicare Blue Rx Prescription DisEnrollment Form
  
Tufts Medicare Supplement with Prescription Drug Plan 2021
Tufts Medicare Preferred Supplement Prescription Drug Plan Highlights 2021
Tufts Medicare Preferred Supplement Prescription Drug Plan Formulary 2021
Tufts Medicare Preferred Supplement 2021 Enrollment Form

Medicare Wrap Plans


With Medicare Wrap Plans the subscriber must present the Medicare card and the insurance card when services are received. Wraps provide a network of providers where a subscriber may receive services. The insurance plan "wraps" around the Medicare and the subscriber usually pays a co-pay for covered services received from in-network providers. The subscriber is responsible for any portion Medicare does not cover for services received out of the plan network. The subscriber must have a primary care physician and a primary residence within the network area.
BCBS Managed Blue for Seniors with Medicare Blue Rx 2021


      

BCBS Managed Blue For Seniors with Medicare BlueRx 2021 Enrollment Form       
                   BCBS Medicare Blue Rx 2021 Summary of Prescription Benefits
                  BCBS Medicare Blue Rx Prescription Drug Plan - 2021 Formulary
                  BCBS Medicare Rx Prescription Drug Plan Changes 2021
                  BCBS Medicare Blue Rx Prescription 2021 Enrollment Form
  
                  BCBS Medicare Blue Rx Prescription DisEnrollment Form
Health New England MedPlus 2021


       HNE Med-Plus 2021 Enrollment Form

Medicare Advantage/Replacement Plans


These plans provide a limited network of providers where the subscriber can receive services. The premiums for these plans tend to be lower and the subscriber is responsible for co-pays that get paid as services are received. These plans tend to offer wellness benefits for eyeglasses, hearing aids, and limited dental coverage. This coverage "replaces" Medicare Parts A&B and if enrolled in one of these plans, the Medicare card should be put away and only the insurance card should be presented when services are received. The subscriber must have a primary care physician and a primary residence within the network area. The rates and benefits of these plans renew annually on the January 1.
 
Blue Cross Blue Shield Medicare HMO Blue Advantage 2021
           BCBS Medicare HMO Blue Advantage 2021 Enrollment Form
 
 
HNE Secure Freedom POS Medicare Advantage 2021
HNE Medicare Advantage POS Secure Freedom Prescription Drug Plan Overview 2021
HNE Medicare Advantage POS Secure Freedom 2021 Enrollment Form

Tufts Medicare Preferred HMO Advantage 2021 
Tufts Medicare Preferred HMO Advantage 2021 Enrollment Form